Did you realize that your medical costs may increase if you have dental insurance? Those with Original Medicare have it more harder because their coverage for dental care is frequently insufficient.

But don’t panic! We are here to offer helpful information on how to get in contact with network dentists, schedule preventative treatment, and take advantage of extra dental insurance and Medicare choices for further dental care. Let’s explore the information you should know while looking for thorough coverage.

Choosing the Right Dental Insurance Plan

To protect their oral health, many seniors turn to Medicare Advantage plans that offer dental coverage. Make sure these plans include the dental care that is most important to you when you assess them. Typical dental procedures that Medicare Advantage plans cover include the following:

• X-rays 
• Regular dental check-ups
• Treatments for gum disease
• Dentures Fillings

Even while Medicare Advantage plans frequently provide seniors with the best dental coverage, it’s still worthwhile to look into supplemental policies offered by commercial insurance providers. The plans available in your area, their coverage, and the premiums you must pay will all influence your decision.

Understanding Dental Services Covered by Medicare

Depending on the kind of Medicare policy you have, different dental procedures may be covered. Generally speaking, dental care is not covered by Original Medicare, and you are responsible for paying the full cost of any non-covered services, including dental care.

There is, however, a Medicare Part A, or hospital insurance, exception. Dental treatment and services received while you are in the hospital are covered by this policy. For instance, Medicare Part A would typically pay for dental work needed if you had jaw surgery. However, routine dental treatment is not covered.

Dental work done during other procedures that is deemed medically necessary is covered by Medicare Part B. Medicare Part B, for example, might pay for dental repair done by a doctor rather than a surgeon if you go to the hospital for a broken jaw. However, routine dental operations are not covered.

Exploring Dental Coverage with Medicare Part C

Beyond what Original Medicare covers, Medicare Advantage, often known as Part C, offers extra benefits. Preventive dental care, vision, and hearing are frequently included in these benefits.

Most Medicare Advantage plans provide dental coverage in addition to what Original Medicare does, however not all of them do. 94% of Medicare Advantage participants have access to dental coverage in 2021. The majority (86%) had more complete coverage, compared to only 14% who just received coverage for preventative care.

Various forms of dental coverage may be provided by Medicare Advantage plans, such as:

• Coverage by the network for X-rays and dental cleanings 
• Among other preventive services reimbursement allowances to pay for upfront costs incurred at the time of employment
• With supplemental benefits, you can pay an additional premium on top of the base coverage expenses to acquire additional dental coverage.

The first step is to decide what dental services you require. You can discover a Medicare Advantage plan that satisfies both your dental needs and your healthcare budget with the assistance of our Medicare consultants.

Understanding the Costs of Medicare Dental Insurance Plans

Seniors with Medicare dental insurance plans have an annual cap on their out-of-pocket expenses for Part A and Part B procedures. Depending on your situation, Medicare Advantage plans can have different costs. In Shelby County, Tennessee, Medicare Advantage plan rates as of 2022 range from $0 to $189 per month. The monthly rates in DeSoto County, Mississippi, drop to between $0 and $109.

Looking for Dental Coverage? We Can Help

Taking charge of your oral health and making sure you have the necessary coverage is possible with our senior dentistry insurance. Keep your finances intact and don’t let costly dental procedures harm your health. Discover our comprehensive and reasonably priced dental insurance plans designed to cater to the specific requirements of seniors just like you. To get started, schedule a free consultation with one of our professionals, who will walk you through your options and assist you in selecting the ideal dental insurance program!