As you near the age of 65, it’s essential to grasp the implications of this federally funded health insurance program on your life. To assist you in navigating this significant transition, we’ve assembled a thorough checklist outlining crucial factors for prospective Medicare beneficiaries such as yourself.

Determine Your Eligibility for Medicare

• Six months before the month you turn 65: If you plan to enroll in Original Medicare (Parts A and B) with a Medicare Supplement, enrolling in your Medicare Supplement at this time allows you to lock in your premium for 18 months, shielding you from any rate increases.

• Three months before you turn 65: If you’re not automatically enrolled in Medicare Parts A and B, it’s time to take action. You have four options to enroll:

Choose Your Medicare Plan

Medicare consists of four parts:

• Part A – Hospital Insurance
• Part B – Medical Insurance
• Part C – Medicare Advantage
• Part D – Prescription Drugs

Start Utilizing Your Medicare Benefits

Upon enrollment in a Medicare plan, you gain access to your benefits. For those with Original Medicare, it’s important to locate a doctor who accepts Medicare patients. For individuals with a Medicare Advantage or Part D plan, utilize the provider network associated with your plan for accessing services.

Stay Healthy

Maintaining your health and independence relies on staying active. Certain plans may offer complimentary gym memberships and access to wellness programs to bolster your well-being.

Plan for Your Future

As retirement approaches, it’s crucial to consider your long-term care needs. Long-term care services and support play a vital role in facilitating graceful aging.

Stay Informed About Medicare

Medicare can be intricate, with changes happening annually. Stay informed about the latest updates and news by subscribing to email or text alerts from Medicare, or by consulting with our team for guidance.

Review Your Medicare Costs

Comprehend the expenses linked with your Medicare coverage, encompassing premiums, deductibles, and copayments. Evaluate Medicare plans to pinpoint the one that aligns with your requirements.

At Insurance Corner Medicare Group, we’re dedicated to aiding you in navigating the Medicare terrain. Our team of Medicare consultants can explore available supplement plans customized to your needs, guaranteeing you receive optimal benefits at a reasonable cost. Schedule your complimentary consultation today by reaching out to us via phone or email.