Expectations for your complimentary Medicare consultation with a Insurance Corner Medicare Group advisor vary depending on your circumstances:

• New enrollees turning 65: During the consultation, we’ll clarify how Medicare operates, address your initial inquiries, and handle the enrollment process for Parts A and B. Following this, we’ll perform a needs assessment, considering factors like your medications, healthcare providers, and financial plan. Together, we’ll determine the most suitable supplementation plan, be it a Medicare supplement or Medicare Advantage plan.
• Individuals continuing their employer coverage: This consultation mirrors that of first-time callers. We’ll explain Medicare, assist in enrolling you for Part B, and then assess your needs to identify the best supplement option based on your unique situation and budget.
• Existing Medicare beneficiaries dissatisfied with their plan or premiums: We’ll conduct a thorough needs analysis, similar to other clients, to ascertain if your current plan aligns with your requirements. We prioritize your interests over allegiance to any insurance company, striving to optimize your benefits fully.
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Note that consultations are available via phone or in-person at our office in the iBank building on Poplar Avenue, located at 5050 Poplar Ave Suite 1715, Memphis, TN 38157.

To schedule your consultation with our proficient Medicare advisors, dial today.

Give us a call at- to arrange a free consultation. You can also use our easy and secure online form on our contact page here, or you can email us at info@deltabenefitsgroup.com.

We respect your privacy and promise not to send you unsolicited emails. That material doesn’t appeal to us either.

Insurance Corner Medicare Group is never billed by you! Medicare or the insurance provider of your choice receives your payment directly. Insurance companies provide compensation to Insurance Corner Medicare Group.

We provide our clients free consultations during which we will guide them through the Medicare enrollment process, address any concerns they may have about their plans, and make sure they are enrolled in the best plan for their needs financially and individually.

Call to arrange your free, no-obligation Medicare consultation right now.

Enrolling in Medicare supplemental plans may be worthwhile depending on your particular circumstances, since it can provide you with greater financial flexibility, a wider selection of providers, reduced out-of-pocket expenses, a smaller coverage gap, and other benefits. You can discuss supplement alternatives with a Medicare expert to see which one is best for you. Consultations with the Insurance Corner Medicare Group are always free. To discuss your plan with a Medicare insurance professional, give us a call at 

Every year, Medicare’s costs fluctuate. The figures for 2022 have been verified and released. For additional information, view our blog post about the 2022 cost update here. Make sure to subscribe to our email newsletter for annual Medicare updates.

Has your plan remained the same for years? Have you forgotten to get advice from a professional? It’s possible that you are overpaying for your supplement. To find out more about the expense of Medicare supplements, watch this interview.

Prescription medicine expenditures are often covered by Medicare Part D. On the other hand, Medicare Part A or B may pay for your prescription drugs in certain circumstances. Give us a call if you’re unsure.

Medicare and other insurance plans are referred to as “payers” when you have both, and they might cooperate based on your needs. It will be determined by coordination of benefits rules who pays first. The secondary payer will receive payment for the remaining balance once the original payer has finished. The specifics will change based on how big your group is.

Medicare Part C is another name for Medicare Advantage. Go here to find out more about Part C or Medicare Advantage. It is up to you to determine whether or not you should get Part C. Our Medicare consultants at Delta Benefits Group may discuss your choices with you at no cost if you think you might require Part C.

You will probably need to enroll during the Special Enrollment Period (SEP) or the General Enrollment Period (GEP) if you missed your initial enrollment period (IEP). GEP runs from January 1 until March 31. In the event that you enroll during GEP, your coverage will begin on July 1.

Penalties may apply if your initial enrollment is missing.

Every year, Medicare annual enrollment runs from October 15 to December 7. You can switch to a different Medicare Advantage plan or supplemental coverage during this time.

Watch the news interview below for additional details on Annual Enrollment and how it can affect you. Check out our blog for the most recent Medicare developments.

The cost of a Medicare supplement plan will vary depending on the type of Medigap coverage you require. Depending on the plan you select, your age, and the area you live in, the cost of the supplement will vary. Call to speak with one of our Medicare advisors about getting the greatest supplemental coverage at the best price.

The Part B standard premium in 2022 is $170.10. Your Part B premium will be subtracted from your benefits if you receive Social Security, Railroad Retirement Board, or Office of Personnel Management benefits. You will receive a bill for your premium costs if you do not obtain these benefits. Although the majority of individuals will pay the Part B monthly premium, your premium may be greater depending on your income. View the chart below. Read our in-depth blog post by clicking here to learn more about Part B.

Medicare Part A is free if you or your spouse paid Medicare taxes during a specified time when you were employed. Most people do receive what is frequently referred to as “Premium-Free Part A.”

You can buy Premium-Free Part A even if you aren’t qualified for it. You will pay $274 for $499 a month for Medicare taxes in 2022, depending on how long you or your spouse paid them. You have the option to enroll in Part B even if you choose not to enroll in Part A. To learn more about the costs and eligibility for Premium-Free Part A, give us a call to speak with a Medicare professional about your particular circumstances. Visit our blog for additional information.

Part A of Medicare is referred to as “hospital insurance.” Part A generally addresses the following topics:

• Hospital stays

• Facilities for skilled nursing

• *Nursing home care: inpatient treatment provided in a skilled nursing facility that does not fall under the long-term or custodial care categories.

• Hospice

• At-home medical care

Ask your physician, another healthcare practitioner, or our Medicare specialists at Insurance Corner Medicare Group if you have any doubts regarding whether a certain service is covered by Medicare Part A. Visit our blog to learn more about Part A.

The cost of assisted living and the majority of long-term care options, including care for dementia or Alzheimer’s patients, is not covered by original Medicare (Parts A and B). Nonetheless, certain Medicare Advantage plans might assist with assisted living expenses. In certain situations, Medicare Advantage may also provide additional long-term care options. To discuss your alternatives for long-term care, speak with a professional.

You can enroll in Medicare during a 7-month period known as the Initial Enrollment Period (IEP). This includes your birth month and starts three months prior to your 65th birthday. It also lasts for three months after your 65th birthday. On the first day of the month in which you turn 65, coverage will start. Your coverage will start on the first day of the month preceding your birth month if you were born on the first of the month.

There might be some unique situations, such as a disability that gives you 24 months to sign up. With these explanations, your Medicare agent can assist you.

Some individuals will be enrolled in Medicare Parts A and B automatically through Social Security, while others will need to enlist on their own. You must apply for Part A and B benefits if you are 65 years of age or older, or will be in three months, and you do not receive Social Security payments.

Medicare benefits that are not covered by Parts A and B must also be manually applied for. By calling, you can reach Delta Benefits Group to accomplish this. A real person will help you enroll in Medicare, explain your options, and help you choose a plan that fits your needs and budget.

The following information should be understood regarding Medicare enrollment:

• Medicare Parts A and B will be automatically provided to some people, but not to others. To start your registration, you might have to sign up in person.

• You can enroll in Medicare Advantage or modify your benefits during certain times of the year (annual enrollment starts on October 15 and concludes on December 7).

• When you initially become eligible, enroll in Medicare Part B to avoid penalties.

• Medicare consultants can assist you in creating a plan that best suits your needs, your budget, and your health. You can create your own Medicare coverage at no cost to you.

• You might be qualified for assistance with Medicare expenses. To see if you qualify, give Delta Benefits Group a call.

If you are eligible, our knowledgeable Medicare specialists can assist you in registering for benefits right now. When you are qualified, we can also assist you schedule a date to enroll in Medicare. Make an appointment by calling us.

The “donut hole” is a coverage gap found in Medicare Part D plans. Not everyone will fall into the donut hole, but you might if your overall prescription expense exceeds a particular threshold. The cap covers the entire amount that you and Medicare pay for your prescription drugs. That cap is set at $4,130 in 2021. You will then be accountable for covering a portion of your medication expenses after you reach this threshold.

Give us a call at (901) 460-7220 to learn more about the Medicare donut hole, the 2021 adjustments, and how to exit this phase. Read our blog post about the Donut Hole here as well.

The Insurance Corner Medicare Group does not offer insurance. Our team of Medicare consulting specialists in Memphis is licensed to operate throughout the United States and we match our customers with the best insurance companies for their needs and financial situation. Since we have access to all insurance companies, we can guarantee that you always receive the finest policies at the most competitive pricing. Do you require assistance selecting the best insurance company? Call us at to speak with a real person rather than a machine.

Medicare Part A, sometimes referred to as “hospital insurance,” provides coverage for all aspects of in-patient hospital treatment, including surgery, hospital stays, skilled nursing facilities, hospice, laboratory testing, and home health services. Do you still have inquiries concerning Part A? Check out this comprehensive blog post.

Third-party services are covered by Medicare Part B, sometimes referred to as “medical insurance”:

• Medically essential Out-Patient Services: An intervention is deemed “medically necessary” if it is required in order to properly identify and manage a patient’s illness. Doctor visits are among the services that are considered medically necessary.

• Durable medical equipment comprises things like crutches, home hospital beds, wheelchairs, diabetes supplies, and more.

• Services that assist prevent diseases like the flu or identify ailments early on, when treatment is most likely to be more successful, are referred to as preventive services.

Medical services such as physician services, outpatient treatment, occupational therapy, etc. are included under Part B. Click here to find out more about Part B coverage.

Medicare Advantage, another name for Part C of the program, is provided by commercial insurance providers who have received approval from Medicare. Depending on your insurance needs, a Medicare Advantage plan provides you with all of the benefits covered by Parts A and B in addition to extras. In addition, you might be eligible for additional coverage—such as dental, vision, and hearing—beyond Parts A and B.

Medicare Advantage plans often have no premium. Medicare-approved insurance companies are required to follow certain guidelines set forth by Medicare; nonetheless, the insurance company you select may affect some restrictions and out-of-pocket expenses. Annual adjustments may be made to fees and regulations. At Delta Benefits Group, we make sure that each year our clients receive the greatest coverage possible. Go here to learn more about Part C.

Most outpatient prescription medications are covered by Medicare Part D. Medicare-approved private organizations provide Part D as an independent plan for those enrolled in original Medicare or as a benefit inside your Medicare Advantage plan.

Every Part D plan will have a formulary—a list of medications covered under benefits—that includes the majority of in-office vaccines not covered by Part B. Click here to find out more about Medicare Part D.

Across the country, Insurance Corner Medicare Group assists clients in obtaining Medicare benefits. We can assist you whether you’re looking for a Medicare agent in Dallas, Texas, Memphis, Tennessee, or anywhere else in the nation. Our services are always free because we are Medicare counselors.

You are not charged for our Medicare services. We are here to assist you in setting up the ideal plan for you and helping you comprehend the nuances of Medicare. Our services are always free of charge because we are paid by the insurance companies. Are you prepared to finish your registration or receive answers to your Medicare questions? Give a call right now. We have actual, live people available to assist you!